TeraMobile is a flexible, secure technology based on a scalable system and accessible via USSD or Mobile Apps like Android. Its customer centric design makes sure it has all the features needed to fulfill all the technical and business requirements.

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This solution avails to the following services:

• Account Enquiries​

• Bill payments

• Mobile Lending

  • Agri lending

  • Micro Loans

• MVisa

• Pesalink by KBA

• Money Transfer​

• SMS Alerts

  • Account Activity Alerts – Debit transactions

  • Account Activity Alerts – Credit transactions

  • Notification alerts

• Administration module

  • Customer registration

  • Customer Profile Management

  • MIS Reporting

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The Solution Presents The Following Benefits

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• Customization – The solution is easily customizable into process flows that meet the specific requirements of banks. This way, it offers many advantages over standard, off-the-shelf software as it can be tailored to fit in with bank’s requirements.

• Focus on high value activities: At NLS, we understand that businesses have varying business needs. It is for this reason that we allow prioritization of activities, to ensure that the most important ones are developed and delivered first.

• Flexibility – We recognize that change is a necessary component of the development process. Our development model hence ensures adaptability in order to cater to our client’s needs as they arise. 

• Ease of use – The customized solution is built based on the user inputs and current processes. There would hence be no requirement to change any processes not required by the Bank. As a result, users would need very little time to familiarize themselves with the solution.

• Scalability – The customized solution could be enhanced as per the Bank’s business needs in order to effectively handle future needs in a capable manner. Over time, the solution can be modified and enhanced as the business requirements and work volumes change.

• Security- We at NLS understand that security is a major concern especially in the banking sector. With this in mind, NLS mobile banking solution uses cutting edge security features such as:

1. Cryptography-messages transferred from client to server and vice versa are encrypted and integrity of data exchanged is assured

2. Provision of One Time Passwords (OTP).

3. Sensitive data management- sensitive data stored, sent and logged in encrypted form.